.ef{color:#182c48;background:#f7f8fa}.ef-hero{grid-template-columns:1.05fr 1fr;align-items:start;gap:64px;padding-top:64px;padding-bottom:70px;display:grid}.ef h1{letter-spacing:-2px;margin:22px 0;font-size:clamp(38px,4.5vw,65px);line-height:1.07}.ef h1 em{color:#225ec3;font-style:normal}.ef .ei-lead{margin-bottom:28px;font-size:20px;line-height:1.6}.ef-caption{color:#697588;margin-top:18px;font-size:13px}.ef-note{border-left:3px solid #d53143;max-width:440px;margin-top:40px;padding:8px 0 8px 22px}.ef-note p{line-height:1.6}.ef-note a{font-weight:700}.ef-funnel{background:#fff;border:1px solid #dde4ed;border-radius:20px;padding:30px;scroll-margin-top:100px;box-shadow:0 16px 48px #153d7110}.ef-funnel h2{margin:25px 0 12px;font-size:27px;line-height:1.2}.ef-funnel h2:focus{outline:none}.ef-funnel p{line-height:1.6}.ef-progress{color:#79879a;gap:9px;font-size:11px;display:flex}.ef-progress span{border-top:3px solid #e6ebf2;flex:1;padding-top:9px}.ef-progress .active{color:#225ec3;border-color:#225ec3;font-weight:700}.ef-choices{gap:9px;margin:22px 0;display:grid}.ef-choices button{text-align:left;color:#182c48;cursor:pointer;background:#fff;border:1px solid #dbe3ee;border-radius:10px;padding:15px;transition:background .15s}.ef-choices button:hover,.ef-choices .selected{background:#eef4ff;border-color:#225ec3}.ef-choices button strong{font-size:15px;display:block}.ef-choices button span{color:#617087;margin-top:5px;font-size:12px;line-height:1.45;display:block}.ef-funnel .ei-button{cursor:pointer;justify-content:center;width:100%}.ef-funnel button:disabled{opacity:.5;cursor:default}.ef-back{color:#225ec3;cursor:pointer;background:0 0;border:0;padding:16px 0 0;display:block}.ef-fields{grid-template-columns:1fr 1fr;gap:12px;display:grid}.ef-benefits{border-top:1px solid #dde4ed;padding-top:50px;padding-bottom:60px}.ef h2{letter-spacing:-.6px}.ef-benefits h2,.ef-bottom h2{font-size:clamp(28px,3vw,42px);line-height:1.17}.ef-grid{grid-template-columns:repeat(3,1fr);gap:35px;margin:36px 0;display:grid}.ef-grid span{color:#225ec3;font-size:16px;font-weight:700}.ef-grid h3{font-size:21px}.ef-grid p{color:#617087;line-height:1.7}.ef-bottom{color:#fff;background:#162e50;border-radius:20px;margin-bottom:65px;padding:48px 35px}.ef-bottom p{max-width:630px;line-height:1.7}.ef-bottom small{color:#c6d0df;max-width:700px;margin-top:25px;font-size:12px;line-height:1.6;display:block}.ef-funnel input,.ef-funnel select,.ef-funnel textarea{max-width:100%}@media (max-width:900px){.ef-hero{grid-template-columns:1fr;gap:32px;padding-top:35px}.ef-note{margin-top:25px}.ef h1{letter-spacing:-1px}.ef-grid{grid-template-columns:1fr;gap:18px}.ef-grid article{border-bottom:1px solid #dde4ed;padding-bottom:15px}.ef-funnel{padding:24px 20px}.ef-fields{grid-template-columns:1fr}.ef-bottom{border-radius:0}}.ef-quick{justify-content:space-between;gap:16px;font-size:14px;font-weight:700;display:flex;padding-top:22px!important}.ef-quick a{color:#173f78;text-decoration:underline}.ef .ef-hero{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:36px;padding-top:28px}.ef .ef-hero h1{font-size:clamp(36px,4vw,54px)}.ef .ef-hero .ei-lead{margin-bottom:22px;font-size:18px}.ef-rates{margin-top:30px}.ef .ef-rates h2{font-size:22px}.ef-bank-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.ef-bank{background:#fff;border:1px solid #cbd7e8;border-radius:12px;padding:18px}.ef-bank-brand{align-items:center;gap:10px;min-height:46px;display:flex}.ef-bank-brand img{object-fit:contain;object-position:left;width:100px;height:36px}.ef-bank-brand img[src*=rbc]{width:32px;height:42px}.ef-bank-brand strong{font-size:13px;line-height:1.3}.ef-bank-brand img[src*=desjardins]+strong{display:none}.ef-bank dl{gap:10px;margin:18px 0;display:grid}.ef-bank dt{color:#52657b;font-size:12px}.ef-bank dd{color:#173762;margin:0;font-size:29px;font-weight:800;line-height:1.3}.ef-bank p,.ef-bank a{font-size:12px;line-height:1.5}.ef-bank a{font-weight:700;text-decoration:underline}.ef-rate-note{color:#52657b;margin:12px 0;font-size:11px;line-height:1.6}.ef-rate-cta{font-size:14px;font-weight:700;text-decoration:underline}.ef-funnel{border-top:5px solid #d3293f}.ef-funnel-kicker{color:#173762;letter-spacing:1px;margin:0 0 14px;font-size:11px;font-weight:800}.ef .ef-funnel h2{margin-top:22px;font-size:27px}.ef .ef-choices button{min-height:66px}.ef .ef-progress span{font-size:12px}.ef-note{margin-top:24px}@media (max-width:900px){.ef .ef-hero{grid-template-columns:1fr;gap:24px}.ef-hero>div{display:contents}.ef-hero>div>h1,.ef-hero>div>.ei-eyebrow,.ef-hero>div>.ei-lead,.ef-hero>div>.ei-button,.ef-hero>div>.ef-caption{grid-row:auto}.ef-hero>div>.ef-rates{grid-row:7}.ef-hero>div>.ef-note{grid-row:8}.ef-funnel{grid-row:6;padding:22px}.ef-quick{font-size:12px}.ef .ef-hero h1,.ef .ef-hero .ei-lead,.ef-hero>div>.ef-caption{margin:0}.ef-rates{margin-top:0}}@media (max-width:480px){.ef-bank{padding:14px}.ef-bank dd{font-size:25px}.ef .ef-funnel h2{font-size:24px}.ef .ef-progress span{font-size:10px}.ef-quick{gap:12px}.ef .ef-hero{padding-left:18px;padding-right:18px}}
